Personal Automobile Program

Hudson’s Personal Automobile Program provides non-standard automobile products exclusively in California.

Hudson has a product appropriate for most drivers throughout the state. Program features include:

• Multiple rate filings to accommodate a large cross-section of drivers
• Liability only or full coverage
• Limits from 15/30/10 BI/PD up to 100/300/50
• Installment payment plans
• On-line quoting, binding and servicing

For California drivers, Hudson Insurance Company will provide a cost estimate for its lowest priced personal automobile policy at the limits the consumer requests and for which the consumer is eligible. For a cost estimate, contact 1-866-836-7064.

Commercial Auto Programs

Hudson provides motor truck cargo coverages for owner-operators and small fleets.  The Program is designed for vehicles used in the business of transporting goods, materials or commodities for others.  Program features include:

• Admitted Basis
• ISO coverage form
• Values to $250,000
• Truck Physical and Trailer Interchange coverage available
• Available in 11 states (western focus)

 Non-Trucking Liability

The Hudson Non-Trucking Liability (NTL) Program provides coverage for owner-operators of tractors that lease their vehicles to a motor carrier. Coverage takes effect if the truck is being operated outside the scope of the motor carrier's control or direction, and with no economic benefit to the owner-operator.  Hudson NTL Program is available on a nationwide basis exclusively through a network of approved brokers. Program features include:

• Limits of up to $1,000,000
• ISO Commercial Automobile Policy forms and manuscript endorsements
• Monthly premiums charged per power unit
• Truck Physical Damage also available

Waste Haulers

Hudson targets small to medium sized garbage operations which include:  Commercial/Residential Refuse Haulers, Transfer Stations, Material Recovery Facilities, Recycling Collection Centers, Scrap Metal Dealers, Haulers of Recyclables, Portable Toilet Companies and Septic Tank Cleaning Companies.  Full coverage available including commercial auto liability, auto physical damage, general liability, inland marine and property insurance.  Program features include:

• Admitted basis
• Limits of $1,000,000
• ISO forms
• Available in 12 states (western states plus Florida and Illinois)

Logging

Hudson offers coverage of logging operations with a focus on risks that are contracted to mills and transport logs or chips to mills providing commercial auto liability, auto physical damage, and general liability insurance.  Account sizes vary from single owner-operated firms to companies with 30 vehicles with no long haul or potential long haul exposure.  Program features includes:

• Admitted basis
• Limits of $1,000,000
• ISO forms
• Available in 22 states

Trucking

Hudson specializes in the "for-hired" trucking segment with a focus on fleets ranging between 200-600 units, generating $20 million or more in annual revenue.  The policy is tailored to the specific needs of trucking companies and includes:  auto liability, auto physical damage, general liability, cargo and employers liability.  Each insured (Motor Carrier) participates in its own losses through a self-insured retention which applies to all coverages combined.  Program features include:

• Admitted basis
• Policy form is an excess indemnity contract
• Limits up to $2,000,000 inclusive of a self-insured retention
• Midwest focus

Parking

Hudson targets all sized parking accounts with operations in a single state or on a nationwide basis.  Operations include self park, attendant park and valet park.  Program features includes:

• Park, shuttle and fly operations
• Remote parking to airports, hotels, hospitals, and special events with shuttle service
• Limits up to $1,000,000

Contact: Jim Danbrowney