Hudson Property Programs are underwritten on a single state or regional basis for general property, inland marine, builders’ risks and forced place fire property products. These programs are written through select Program Administrators on a single state or regional basis. We write relatively homogeneous risks and participate in a primary position, not as an excess carrier. We will consider Florida and Gulf Coast wind exposures, but not as a preferred class. Program Administrators interested in participating in these areas should be able to provide detailed exposure data for catastrophe modeling and portfolio analysis.

New York State Habitational and Mercantile Program

The Hudson Habitational and Mercantile (H&M) Program specializes in properties located in New York State that are either habitational or habitational with mercantile. Our Program Administrator operates exclusively through wholesale brokers and the program features include:

• Written on Hudson Insurance Company paper (admitted)
• Maximum policy limit of $25,000,000 on a primary basis
• Property Damage and Business Interruption coverages
• Minimum deductible generally $5,000, but certain classes are eligible for $2,500

Contact: Mike Gleeson