General Liability & Package Products
General Liability & Package Products
Hudson Insurance Group is a leading specialty insurance program carrier with a focus on building long-term relationships with Program Administrators and MGA partners. Hudson has Program partnerships going back more than 25 years. The current average numbers of years our GL/Package programs have been with Hudson is nine years. Hudson collaborates with program partners that serve specialized market niches by developing customized insurance solution backed by extensive expertise within many unique business classes across multiple lines of insurance.
Introducing Hudson’s Premier Small Programs:
- Hudson Insurance Group is now accepting submissions for small, non-admitted, casualty programs through our General Liability and Package division where they will then be managed by Hudson’s Binding Authority division using Hudson’s in-house system to rate, quote and issue the policies
Through partnerships with program administrators, Hudson Insurance Group offers the following programs:
- New York Contractors coverage for contractors located in the State of New York, including the five boroughs of New York City.
- Railroad Protective Liability insurance to the insured railroad (RR) for contractors who are working within 50 feet of RR’s Right of Way
- Oil and gas risks such as drilling contractors, engineers, petroleum consultants, well operators and other exposures involved in the exploration, production and servicing of energy accounts
- General Liability and Excess Liability coverage is available for commercial and residential general contractors, remodeling contractors and artisan and specialty contractors located in New York State, including the five boroughs of New York City
- Fire Suppression program providing General Liability and Excess Liability for qualified fire suppression contractors and alarm installation and monitoring contractors.
Premier Small Program
Hudson’s Binding Authority facility is committed to working with you to provide a Premier Small Programs platform to meet the needs of your clients.
We have created a turnkey small programs platform with a comprehensive selection of casualty coverages available on a mono-line basis, and we can build out your custom product offering using our available standard products on a surplus lines basis. We have the ability to add custom endorsements to address the unique needs of your program and customers.
We support our product and customers through quality underwriting and solutions, efficient technology, and excellent service. Our product, relationships and efficient business practices differentiate us from our peers in the marketplace. Further, we offer a competitive commission and profit share on all programs. Hudson has been in the program business for over 25 years and we now are expanding our capability with our Small Program segment within the Hudson Binding Authority facility.
General Liability
We have created a turnkey small programs platform with a comprehensive selection of casualty coverages available on a mono-line basis, and we can build out your custom product offering using our available standard products on a surplus lines basis. We have the ability to add custom endorsements to address the unique needs of your program and customers.
We support our product and customers through quality underwriting and solutions, efficient technology, and excellent service. Our product, relationships and efficient business practices differentiate us from our peers in the marketplace. Further, we offer a competitive commission and profit share on all programs. Hudson has been in the program business for over 25 years and we now are expanding our capability with our Small Program segment within the Hudson Binding Authority facility.
General Liability
- Limits up to $1 Million / $3 Million within program authority
- Increased limits available up to $5 Million / $5 Million
- Miscellaneous Professional Liability available up to $1 Million / $1 Million (based on class)
- Optional coverage for Assault and / or Battery available up to $100,000 / $100,000
- Optional coverage for Physical or Sexual Abuse available up to $500,000 / $500,000
- Credit authority available depending upon Class
- Online Lodging Marketplaces
- Farms
- Food Trucks
- Enhancement Endorsement available that provides coverage for Business Personal Property, Business Income and Spoilage
- House Sitters
- Marijuana
- Maximum limits of 1 million Occurrence
- Products Coverage on a Claims-Made basis
- $1,000 per classification minimum premium
- Shared Office Spaces
- Special Events
- Tattoo Parlors
- Professional Coverage available
New York Contractors Program
Hudson is a market for contractors located in the State of New York, including the five boroughs of New York City. Policies can be written on an annual or project specific basis. The program is non-admitted on Hudson Excess Insurance Company paper and can be accessed through approved wholesalers.
Please contact our program administrator, MiniCo, located in Woodbury, New York at the website: www.minico.com.
Capacity
Primary limits of $1,000,000 and excess limits of up to $5,000,000 available.
Coverage Includes
Please contact our program administrator, MiniCo, located in Woodbury, New York at the website: www.minico.com.
Capacity
Primary limits of $1,000,000 and excess limits of up to $5,000,000 available.
Coverage Includes
- General Liability
- Excess Liability
- Commercial and Residential General Contracts
- Remodeling Contractors
- Artisan and Specialty Contractors
Oil and Gas Program
Hudson Excess Insurance Company is the carrier for an oil and gas program through Western Surplus Lines Agency, Inc., writing in several states in the south and southwest.
Go to www.westernsurplus.com for your oil and gas coverage needs.
Capacity
Primary and excess liability limits up to $6,000,000 are available.
Coverage Includes
Coverage is available for a broad range of oilfield risks, including:
Go to www.westernsurplus.com for your oil and gas coverage needs.
Capacity
Primary and excess liability limits up to $6,000,000 are available.
Coverage Includes
- General Liability
- Property/Inland Marine
- Professional
- Cyber Security and Tech Professional Liability
- Control of Well
Coverage is available for a broad range of oilfield risks, including:
- Contractors
- Operators
- Consultants
- Parts and Supply Dealers
Railroad Protective
Hudson Insurance Company provides the paper for a Railroad Protective Liability program that offers limits up to $5,000,000 per occurrence / $10,000,000 per project aggregate. This is an admitted program, available in all 50 states. Please visit Hudson’s Railroad Protective Solutions website for more information – www.railroadprotectivesolutions.com.
Capacity
Limits up to $5,000,000 per occurrence / $10,000,000 per project aggregate.
Targeted Businesses
Railroads or Railroad Property Owners or Contractors looking to purchase policies for the same.
Capacity
Limits up to $5,000,000 per occurrence / $10,000,000 per project aggregate.
Targeted Businesses
Railroads or Railroad Property Owners or Contractors looking to purchase policies for the same.
Fire Suppression Contractors Program
Hudson is a market for contractors that specialize in providing the sales, service, installation, repair and testing of fire suppression equipment, fire monitoring systems and fire alarms.
Please contact our program administrator, Ryan Specialty Group (formerly known as All Risks Ltd), based out of Hunt Valley, Maryland for more information. For more information about this program, visit https://www.allrisks.com/specialty-insurance-programs/fire-suppression-extinguisher-sprinkler-contractor/
Capacity
Primary General Liability coverage is available on an occurrence basis with a limit of $1,000,000; an additional $5,000,000 limit is available in Excess Liability coverage.
Coverage Includes
Coverage is available in all 50 states on a non-admitted basis through Hudson Excess Insurance Company and can be accessed through approved wholesalers.
Please contact our program administrator, Ryan Specialty Group (formerly known as All Risks Ltd), based out of Hunt Valley, Maryland for more information. For more information about this program, visit https://www.allrisks.com/specialty-insurance-programs/fire-suppression-extinguisher-sprinkler-contractor/
Capacity
Primary General Liability coverage is available on an occurrence basis with a limit of $1,000,000; an additional $5,000,000 limit is available in Excess Liability coverage.
Coverage Includes
Coverage is available in all 50 states on a non-admitted basis through Hudson Excess Insurance Company and can be accessed through approved wholesalers.
Salons and Cosmetics Program
Brownyard Group
For over 70 years Brownyard has been one of the premier providers of specialized insurance products for the domestic beauty and cosmetics industry.
Overview
This program provides coverage for cosmetic manufacturers, cosmetic importers, cosmetic distributors, salons, spas, barbershops, beauty schools and electrologists.
Capacity
For over 70 years Brownyard has been one of the premier providers of specialized insurance products for the domestic beauty and cosmetics industry.
Overview
This program provides coverage for cosmetic manufacturers, cosmetic importers, cosmetic distributors, salons, spas, barbershops, beauty schools and electrologists.
Capacity
- General Liability Limits up to $5M are available
- Non-Admitted
- Offered in all 50 states
- Additional lines available as an add-on to the GL:
- Products Liability (also sold monoline)
- Commercial Property
- Professional Liability
- Inland Marine
- Hired and Non-Owned Auto
HARP Umbrella Program
Preferred ConceptsFor over 28 years Preferred Concepts has been a market leader offering a wide array of insurance solutions designed to meet the needs of real estate risks.
OverviewThis program provides umbrella liability coverage for condominiums, cooperatives and community associations.
Capacity
OverviewThis program provides umbrella liability coverage for condominiums, cooperatives and community associations.
Capacity
- Umbrella Liability Limits of $5M are available
- Offered in 48 states, with regional exceptions in New York City, Palm Beach County, FL and Miami-Dade County, FL
- Able to sit over:
- General Liability
- Auto Liability
- Directors & Officers Liability
- Employers Liability
- Employee Benefits Liability
- Liquor Liability
- Garagekeepers Legal Liability
Quick links
Hudson Insurance Group is committed to providing superior specialty insurance products that meet the unique needs of corporations, professional firms and individuals.
