COMMERCIAL AUTO
Hired & Non-Owned Auto for Food/Cannabis Couriers
Reliable and prompt service from delivery drivers is crucial to restaurants and food service businesses. Cannabis operations – an industry that faces specific statutory regulations as well as an increased risk of theft – also rely on transportation services. To help protect these businesses, we provide a Monoline Hired and Non-Owned Auto program for food and cannabis delivery services through wholesale and retail brokers.
Program Highlights:
- Limits: $1M for most operations; $1.5M for most franchises
- Excess drivers personal auto policy (within 100-mile radius)
- Coverage for drivers aged 18 years and older
- Offered nationwide, except in WV
- Offered on a Non-Admitted basis
Targeted Businesses
- Food Delivery: using employees or independent contractors to deliver food from their restaurant to customers.
- Food Carriers: using employees or independent contractors to pick up food from multiple restaurants and deliver to customers.
- Cannabis Carriers: using employees or independent contractors to deliver cannabis to customers.
