General Liability & Package Products
HARP Umbrella Program
Preferred Concepts
For over 28 years Preferred Concepts has been a market leader offering a wide array of insurance solutions designed to meet the needs of real estate risks.
Overview
This program provides umbrella liability coverage for condominiums, cooperatives and community associations.
Product Highlights

Collaborating with program partners for over 25 years

Quality underwriting and solutions, efficient technology and excellent service

Competitive commission and profit sharing
Capacity
- Umbrella Liability Limits of $5M are available
- Offered in 48 states, with regional exceptions in New York City, Palm Beach County, FL and Miami-Dade County, FL
Able to sit over:
- General Liability
- Auto Liability
- Directors & Officers Liability
- Employers Liability
- Employee Benefits Liability
- Liquor Liability
- Garagekeepers Legal Liability
Program Administrator Contact & Information: https://preferredconcepts.com/contact/