MEDICAL PROFESSIONAL LIABILITY
Dentists
The HudsonPro Medical Professional Liability product offers comprehensive insurance solutions with broad coverage for individual dentists, dental groups and dental service organizations. We have a dedicated team of underwriters, claims specialists and risk management who specialize in the healthcare arena.
Key Features
Proactive Defense and Effective Risk Management
Flexible terms and conditions to meet clients’ needs
Market-leading turnaround and responsive service
Policy Form
- Professional Liability and General Liability
- Consent to Settle is with the Insured
- Incident Report Claim Trigger
- Extremely broad terms mirroring those typically found on admitted policies
- Separate limits for Entities or options for shared limits
- First Dollar coverage; optional deductibles and SIRs available
- Defense costs in addition to the limit of insurance
Eligibility Characteristics
- Standard dentists and individuals who have been non-renewed by the standard markets
- Single-state or multi-state Dental Service Organizations
- Ability to write in all 50 states
- All classes of the dental arts are eligible including: General Dentists, Endodontists, Oral & Maxillofacial Surgeons, Orthodontists, Periodontists and Prosthodontists
Additional Product Features
- Extended Reporting Period (ERP) due to death, disability or retirement (age 55 or older)
- License defense for both Dentists and Dental Hygienists / Assistants is available
- Abuse and Molestation is available by endorsement
- HIPAA/Medicare/Cyber Liability available by endorsement
