MEDICAL PROFESSIONAL LIABILITY
Physicians
HudsonPro Medical Professional Liability product offers comprehensive insurance solutions with broad coverage for the following physicians and physician groups:
- Hard to place accounts driven by claims, specialties, territory, coverage limitations or license issues
- Coverage can be tailored to suit an individual’s needs
Coverage is written on a non-admitted basis by Hudson Excess Insurance Company for all states, and on an admitted basis by Hudson Insurance Company in 12 states.
Key Features
Relationship-driven approach
Flexible terms and conditions to meet clients’ needs
Market-leading turnaround and responsive service
- Standard primary limit of $1,000,000 / $3,000,000 and up to $10,000,000 excess
- Entities will share the limit of insurance with the physician(s) — separate entity limit available
- First Dollar coverage as well as various retention options are available
- Defense costs in addition to the limit of insurance
Large Physician Groups + Small Groups & Individual Physicians
- Consent to Settle
- Expense Outside Limit
- Separate Entity Limit Available
Select Physicians
- Consent to Settle may be limited
- Claims reporting trigger may be restricted Minimum earned premium of 25%
- ERP may be limited
- Full Consent to Settle for the Named Insured
- Incident Report Claim Trigger
- Includes Locum Tenens coverage
- No premium charge for an Extended Reporting Period (ERP) due to death, disability or retirement(age 55 or older) – subject to five years of continuous coverage with the most recent year with Hudson
- Unlimited ERP for most insureds
- Reimbursement of licensing hearing cost with typical limits of $10,000 / $30,000
- HIPAA/Medicare/Cyber liability available by endorsement
- New-to-Practice discount
- Free online CMEs and Risk Management Credit
-
Michelle LangenMedical Professional Liability Director -
Dave LeventhalMedical Professional Liability Director
