MEDICAL PROFESSIONAL LIABILITY
Physicians
HudsonPro Medical Professional Liability product offers comprehensive insurance solutions with broad coverage for the following physicians and physician groups:
- Hard to place accounts driven by claims, specialties, territory, coverage limitations or license issues
- Coverage can be tailored to suit an individual’s needs
Coverage is written on a non-admitted basis by Hudson Excess Insurance Company for all states, and on an admitted basis by Hudson Insurance Company in 11 states. See the map below for details.
Key Features
Relationship-driven approach
Flexible terms and conditions to meet clients’ needs
Market-leading turnaround and responsive service
- Standard primary limit of $1,000,000 / $3,000,000 and up to $10,000,000 excess
- Entities will share the limit of insurance with the physician(s) — separate entity limit available
- First Dollar coverage as well as various retention options are available
- Defense costs in addition to the limit of insurance
Large Physician Groups + Small Groups & Individual Physicians
- Consent to Settle
- Expense Outside Limit
- Separate Entity Limit Available
Select Physicians
- Consent to Settle may be limited
- Claims reporting trigger may be restricted Minimum earned premium of 25%
- ERP may be limited
- Full Consent to Settle for the Named Insured
- Incident Report Claim Trigger
- Includes Locum Tenens coverage
- No premium charge for an Extended Reporting Period (ERP) due to death, disability or retirement(age 55 or older) – subject to five years of continuous coverage with the most recent year with Hudson
- Unlimited ERP for most insureds
- Reimbursement of licensing hearing cost with typical limits of $10,000 / $30,000
- HIPAA/Medicare/Cyber liability available by endorsement
- New-to-Practice discount
- Free online CMEs and Risk Management Credit
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Michelle LangenMedical Professional Liability Director -
Dave LeventhalMedical Professional Liability Director
